Consumer 1st Federal Credit Union loans are the perfect solution for people who need a loan but aren't sure what they want to use it for. So whether you're looking for a personal loan, a mortgage, or a student loan, Consumer 1st has covered you.

As a credit union, we're committed to helping members achieve their financial goals by providing them with access to low-interest loans tailored to meet their needs. We have over 30 years of experience supporting members in your area to achieve their financial goals through our wide range of products and services.

We offer:

  • Payday Loans:: A small loan that you’ll repay on your next payday.
  • Installment Loans: A loan that is repaid with fixed monthly payments.
  • Personal Loans: A loan designed for those who need quick cash and don't have time to wait on the bank or credit union.
  • Mortgage Loans: A low-cost way to borrow money for a home purchase or refinance.

Payday Loans

A payday loan is an excellent option if you're in a pinch and need fast cash. You can borrow up to $1,000 and repay the loan in full when your next paycheck arrives.

You could take out a payday loan at Consumer 1st Federal Credit Union and pay off the loan on Monday. With our competitive interest rates, you'll save money compared to other lenders. If you're unemployed or underemployed, we can help!

Installment Loans

Our installment loans allow you to pay your loan back over time, with fixed payments that you can afford. The maximum loan amount is $5,000.

With our installment loans, you can repay your loan in up to 24 months, and you'll never have to worry about prepayment penalties or paying additional fees when you make payments on time.

Personal Loans

When you're looking for a personal loan, Consumer 1st Federal Credit Union has got you covered. We offer personal loans up to $15,000 and no prepayment penalties. The maximum term is 36 months.

We have the experience and expertise to help you get the right loan for your needs. Our experienced staff will walk you through every process step to ensure everything goes smoothly.

Mortgage Loans

Consumer 1st FCU, in partnership with OwnersChoice Funding, is pleased to announce our mortgage financing program. Whether purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service.

Our mortgage program features:

  • a secure online application process;
  • expanded loan programs;
  • low-interest rates and closing costs;
  • expert support and assistance throughout the entire process.

Consumer 1st FCU's first mortgage loans are serviced through OwnersChoice Funding, a full-service mortgage corporation serving credit unions in the eastern United States.

Consumer 1st Federal Credit Union offers loans with competitive rates and flexible terms. We work hard to get you the loan you need to get back on track.

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