Rates
Share Rates
| Type | Annual Percentage Rate |
Annual Percentage Yield |
Notes |
|---|---|---|---|
| Share Account | 0.25% 0.30% 0.35% 0.40% |
0.25% 0.30% 0.35% 0.40% |
Balance Requirement: $0 - $4,999 Balance Requirement: $5,000 - $9,999 Balance Requirement: $10,000 - $49,999 Balance Requirement: $50,000 and up |
| Christmas Club | 0.25% | 0.25% | |
| Vacation Club | 0.25% | 0.25% | |
| Share Draft | 0.00% | 0.00% | No dividend paid/No Fee. First 150 checks FREE! Visa Debit check card free! FREE Bill Pay! |
| Traditional IRA | 1.10% | 1.11% | Dividend paid monthly. |
| Roth IRA | 1.10% | 1.11% | Dividend paid monthly. |
| Coverdell Education IRA |
1.10% | 1.11% | Dividend paid monthly. |
CD Rates
| Term | Annual Percentage Rate |
Annual Percentage Yield |
Notes |
|---|---|---|---|
| 6 Month | 1.00% | 1.00% | $500 minimum |
| 12 Month | 1.25% | 1.26% | $1000 minimum |
| 24 Months | 1.50% | 1.51% | $1000 minimum |
Loan Rates
| Type | Term | Annual Percentage Rate |
Notes |
|---|---|---|---|
| New Auto | 36 to 60 Months | 3.49% | |
| New Auto | 61 to 84 months | 3.99% | |
| Used Auto 2016 & Newer 2015 & Older |
36 - 72 Months | 4.25% 4.99% |
|
| Holiday Loan Special | $500 - $4,000 Up to 24 months $500 - $7,000 Up to 36 months |
7.99% 8.99% |
|
| Signature Loan | 48 Months | 11.50% | |
| Home Equity | Up to 5 Years Up to 10 Years Up to 15 Years |
3.25% 4.25% 5.25% |
|
| VISA Credit Card | 9.99% | ||
| Share Secured Loan | Up to 10 Years | 1.99% | |
| ATR(Tuition Reimbursement) | 3.99% | Interest Only Payments | |
| Home Equity Line of Credit | Interest Only Payments | 2.25% Variable | Intro Rate |