Share Rates
| Type | Annual Percentage Rate | Annual Percentage Yield | Notes |
|---|---|---|---|
| Share Account | 0.25% | 0.25% | Balance Requirement: $0 - $4,999 |
| 0.30% | 0.30% | Balance Requirement: $5,000 - $9,999 | |
| 0.35% | 0.35% | Balance Requirement: $10,000 - $49,999 | |
| 0.40% | 0.40% | Balance Requirement: $50,000 and up | |
| Christmas Club | 0.25% | 0.25% | |
| Vacation Club | 0.25% | 0.25% | |
| Share Draft | 0.00% | 0.00% | No dividend paid/No Fee. First 150 checks FREE! Visa Debit check card free! FREE Bill Pay! |
| Traditional IRA | 1.25% | 1.26% | Dividend paid monthly. |
| Roth IRA | 1.25% | 1.26% | Dividend paid monthly. |
| Coverdell Education IRA | 1.25% | 1.26% | Dividend paid monthly. |
CD Rates
| Term | Annual Percentage Rate | Annual Percentage Yield | Notes |
|---|---|---|---|
| 6 Month | 1.00% | 1.00% | $500 minimum |
| 12 Month | 1.25% | 1.26% | $1000 minimum |
| 24 Months | 1.50% | 1.51% | $1000 minimum |
Loan Rates
| Type | Term | Annual Percentage Rate | Notes |
|---|---|---|---|
| New Auto | 36 to 60 Months | 2.99% | |
| New Auto | 72 Months | 3.99% | |
| Used Auto | 36 - 60 Months | 4.99% | |
| Used Auto | 36 Months | 7.49% | older than 5 years |
| Signature Loan | 48 Months | 11.50% | |
| Home Equity | Up to 5 Years | 3.75% | |
| Up to 10 Years | 4.75% | ||
| Up to 15 Years | 5.75% | ||
| Holiday Loan Special | $4,000 12 mos | 7.99% | 10/15/18-1/31/19 |
| $7,000 24 mos | 8.99% | 10/15/18-1/31/19 | |
| VISA Credit Card | 9.99% | ||
| Share Secured Loan | Up to 10 Years | 1.99% | |
| ATR(Tuition Reimbursement) | 3.99% | Interest Only Payments | |
| Home Equity Line of Credit Introductory Rate Special | Repay up to 15 years | 2.25% Variable | Intro Rate 1/01/19-12/31/19 |