Rates

Share Rates

TypeAnnual Percentage RateAnnual Percentage YieldNotes
Share Account0.25%0.25%Balance Requirement: $0 - $4,999
0.30%0.30%Balance Requirement: $5,000 - $9,999
0.35%0.35%Balance Requirement: $10,000 - $49,999
0.40%0.40%Balance Requirement: $50,000 and up
Christmas Club0.25%0.25% 
Vacation Club0.25%0.25% 
Share Draft0.00%0.00%No dividend paid/No Fee. First 150 checks FREE! Visa Debit check card free! FREE Bill Pay!
Traditional IRA1.25%1.26%Dividend paid monthly.
Roth IRA1.25%1.26%Dividend paid monthly.
Coverdell Education IRA1.25%1.26%Dividend paid monthly.
Rates effective 01/01/2019

CD Rates

TermAnnual Percentage RateAnnual Percentage YieldNotes
6 Month1.00%1.00%$500 minimum
12 Month1.25%1.26%$1000 minimum
24 Months1.50%1.51%$1000 minimum
Rates effective 10/1/2018

Loan Rates

TypeTermAnnual Percentage RateNotes
New Auto36 to 60 Months3.49%
New Auto 72 Months4.49%
Used Auto 36 - 60 Months5.49%
Used Auto36 Months7.99%older than 5 years
Signature Loan48 Months11.50%  
    
Home EquityUp to 5 Years3.75% 
 Up to 10 Years4.75% 
 Up to 15 Years5.75% 
    
 
 Build Your Own Loan Special 1.00% reduction on loan of your choice Does not apply to current specials  4/01/19 - 5/31/19
 
    
VISA Credit Card 9.99% 
    
Share Secured LoanUp to 10 Years1.99% 
ATR(Tuition Reimbursement) 3.99%Interest Only Payments
Home Equity Line of Credit Introductory Rate SpecialRepay up to 15 years2.25% VariableIntro Rate 1/01/19-12/31/19
    
    
Rates effective 03/15/2019

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