Share Rates
| Type | Annual Percentage Rate | Annual Percentage Yield | Notes |
|---|---|---|---|
| Share Account | 0.15% | 0.15% | Balance Requirement: $0 - $4,999 |
| 0.20% | 0.20% | Balance Requirement: $5,000 - $9,999 | |
| 0.25% | 0.25% | Balance Requirement: $10,000 - $49,999 | |
| 0.30% | 0.30% | Balance Requirement: $50,000 and up | |
| Christmas Club | 0.15% | 0.15% | |
| Vacation Club | 0.15% | 0.15% | |
| Share Draft | 0.00% | 0.00% | No dividend paid/No Fee. First 150 checks FREE! Visa Debit check card free! FREE Bill Pay! |
| Traditional IRA | 1.00% | 1.01% | Dividend paid monthly. |
| Roth IRA | 1.00% | 1.01% | Dividend paid monthly. |
| Coverdell Education IRA | 1.00% | 1.01% | Dividend paid monthly. |
CD Rates
| Term | Annual Percentage Rate | Annual Percentage Yield | Notes |
|---|---|---|---|
| 6 Month | .15% | .15% | $500 minimum |
| 12 Month | .25% | .25% | $1000 minimum |
| 24 Months | .35% | .35% | $1000 minimum |
Loan Rates
| Type | Term | Annual Percentage Rate | Notes |
|---|---|---|---|
| New Auto | 36 to 60 Months | 3.49% | Effective 6/01/2020 |
| New Auto | 61 to 84 months | 3.99% | Effective 6/01/2020 |
| Used Auto 2016 & Newer 2015 & Older | 36 - 72 Months | 4.25% 4.99% | Effective 6/01/2020 |
| | |||
| Signature Loan | 48 Months | 11.50% | |
| Home Equity | Up to 5 Years | 2.99% | |
| Up to 10 Years | 3.99% | ||
| Up to 15 Years | 4.99% | ||
| VISA Credit Card | 9.99% | ||
| Holiday Loan Special | $4,000 up to 24 mos $7,000 up to 36 mos | 5.99% 6.99% | Effective 10/12/20 - 1/31/21 |
| Share Secured Loan | Up to 10 Years | 1.99% | |
| ATR(Tuition Reimbursement) | 3.99% | Interest Only Payments | |
| Home Equity Line of Credit Introductory Rate Special | Repay up to 15 years | 2.25% Variable | Intro Rate 1/01/20-12/31/20 |
| BUILD YOUR OWN LOAN SPECIAL TAKE AN ADDITIONAL .25% OFF A LOAN OF YOUR CHOICE!! | Excludes any other specials being offered | 6/01/20 - 10/30/20 |