Rates

Share Rates

TypeAnnual Percentage RateAnnual Percentage YieldNotes
Share Account0.15%0.15%Balance Requirement: $0 - $4,999
0.20%0.20%Balance Requirement: $5,000 - $9,999
0.25%0.25%Balance Requirement: $10,000 - $49,999
0.30%0.30%Balance Requirement: $50,000 and up
Christmas Club0.15%0.15% 
Vacation Club0.15%0.15% 
Share Draft0.00%0.00%No dividend paid/No Fee. First 150 checks FREE! Visa Debit check card free! FREE Bill Pay!
Traditional IRA1.00%1.01%Dividend paid monthly.
Roth IRA1.00%1.01%Dividend paid monthly.
Coverdell Education IRA1.00%1.01%Dividend paid monthly.
Rates effective 07/01/2020

CD Rates

TermAnnual Percentage RateAnnual Percentage YieldNotes
6 Month .15%.15%$500 minimum
12 Month .25%.25%$1000 minimum
24 Months .35%.35%$1000 minimum
Rates effective 10/16/2020

Loan Rates

TypeTermAnnual Percentage RateNotes
New Auto36 to 60 Months3.49%Effective 6/01/2020
New Auto 61 to 84 months3.99%Effective 6/01/2020
Used Auto
2016 & Newer
2015 & Older
36 - 72 Months4.25%
4.99%
Effective 6/01/2020

Signature Loan48 Months11.50%  
Home EquityUp to 5 Years2.99% 
 Up to 10 Years3.99% 
 Up to 15 Years4.99% 
VISA Credit Card 9.99% 
Holiday Loan Special
 $4,000 up to 24 mos
$7,000 up to 36 mos
 5.99%
6.99%
Effective 10/12/20 - 1/31/21 
Share Secured LoanUp to 10 Years1.99% 
ATR(Tuition Reimbursement) 3.99%Interest Only Payments
Home Equity Line of Credit Introductory Rate SpecialRepay up to 15 years2.25% VariableIntro Rate 1/01/20-12/31/20
   
 BUILD YOUR OWN LOAN SPECIAL
TAKE AN ADDITIONAL .25% OFF A LOAN OF YOUR CHOICE!!
 Excludes any other specials being offered  6/01/20 - 10/30/20
Rates effective 10/12/2020

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